All posts in Auto Accident

5 Ways a Car Accident Can Change Your Life

by Carsurfer Admin on 2016/12/14 in Auto Accident with Comments Off

No matter how safe of a driver you might be, an accident can take place at any time. While everyone hopes these situations will be resolved quickly, they often devolve into serious legal battles if any injuries have taken place. Here are just five of the ways that your next accident could end up changing your life.

Points on Your License

When a driver goes to traffic school for the first time, they should learn about the point system and how it will impact their ability to drive. While every state is slightly different, drivers who are at fault for an accident will generally have one or more points placed on their license for up to five years. Those who accumulate too many points could have their license suspended.

Legal Troubles

If an auto accident turns into a trial, it can become a very expensive situation for all parties involved. This is especially common if the driver who caused the accident was under the influence of drugs or alcohol. In those scenarios, the charges can result in a license suspension or even time in jail. Drunk drivers might also need to install an ignition interlock device in their vehicle once their license has been reinstated.

Chronic Injuries

Immediately following an accident, many drivers and passengers do not even realize they are injured because of their adrenaline. Unfortunately, patients who are not treated immediately often develop lifelong injuries and disabilities. Those who do not receive fair compensation to cover their medical expenses should speak with an experienced personal injury attorney, like Jack W Hanemann,P.S. about their legal options.

Expensive Repairs

In addition to medical bills, many drivers face expensive repairs after an accident. When the damage is severe enough, the car will be declared a total loss and the owner must find the funds to purchase a new vehicle. While your insurance might cover some of the expenses, it is not always enough to replace your old car with a similar make and model.

Higher Insurance Premiums

Many drivers do not realize that the increase in their insurance premiums can be the most expensive part of getting into an accident. In some cases, the points on your license will not come off for many years, and your insurance premiums will stay at a much higher rate until those points are removed.

Once an accident has taken place, it is important for all drivers involved to immediately begin taking steps to protect their health, finances, and driving record.

The First Four Things Your Should Do After Being In A Collision

by Carsurfer Admin on 2016/10/17 in Auto Accident with Comments Off

Being in an auto accident can certainly be an extremely frightening experience. Even still, you need to keep your wits about you directly after a collision. What you do next can determine if your finances or even your health will take as much damage as your vehicle. Below are the first four things you should do directly after a collision.

Get Medical Attention

If there is any possibility that anyone in either vehicle involved in the crash was injured, the first thing you should do before anything else is call for an ambulance. According to IIHS.org, there are over 30,000 vehicle related deaths a year. However, with proper medical attention, lives can be saved. You should also keep in mind that the seriousness of some injures such as whiplash may not be immediately apparent. Play it safe and call 9-1-1 if needed.

Call the Police

Another thing you must absolutely do is call the police. If you don’t call the police, you will never obtain a police report regarding the accident. According to the DMV, you should be able to obtain the police report a week after the accident. This will insure that the other party involved in the accident won’t be able to lie or shift blame if the details of the accident are disputed.

Swap Insurance Information

To make sure you aren’t held liable for any damage, you must swap insurance information with the other driver. After doing so, call your insurance company immediately. If they aren’t made aware of the crash right away and aren’t able to contact the other driver’s insurance company to work out the details, there is a possibility you may be accountable for your own repair costs, medical costs and other costs related to the accident.

Contact an Attorney

Sometimes accidents result in lawsuits. This is for good reason too. Insurance may refuse to cover all the expenses related to an accident. The other driver may not have insurance and may have been acting negligently. In some cases car insurance may not be able to cover things like lost wages and pain and suffering, that is why it’s a good idea to seek help from an attorney such as those at Snyder & Wenner, P.C. . Sometimes, compensation for these has to be obtained in court.

Being involved in an accident can be very stressful. Even so, you must take the correct actions after an accident. Not doing so can have great ramifications for your health as well as your financial livelihood.

Disastrous Crash: Should You Scrap Your Car?

by Carsurfer Admin on 2016/09/07 in Auto Accident with Comments Off

After a serious car accident, your car can be severely damaged. This begs the question of whether you should repair it or opt to scrap it instead. While the answer may not be the same for everybody, let’s look at some good reasons why it may be best to get rid of your car as opposed to repairing it.

The Insurance Company Declares It a Total Loss

If your car insurance company declares your car to be a total loss, they will write you a check for its current value. In the event that this amount is more than what you owe on the car, you may want to consider getting a new vehicle. However, should you owe more than that amount or think that the insurance company isn’t offering you true market value, you may want to get a second opinion. It also may be a good idea to talk to Toledo car wreck lawyers about a possible personal injury case if another driver caused the crash.

The Car Suffered Frame Damage

Cars that have a rebuilt frame may not be as sturdy as those who still have their original frames. In addition, the car will not be worth nearly as much after a serious accident even if there isn’t any work done to the frame. Therefore, it may the better decision from both a financial and safety standpoint to get a new car.

How Old Is the Car?

If your car is more than a few years old, it may be a good idea to scrap it and get a new one. However, it may be best to at least get some repair estimates if you are driving a vintage automobile or a luxury vehicle regardless of its age. In such a scenario, it may be worth your time and money to restore it if you really like the car.

How Valuable Are the Parts?

There are times when selling the parts to a car individually nets more than selling the car as a whole. If you can salvage some of the car’s components, you may want to think about getting rid of the car and selling those components online to raise money for a new vehicle.

If you have been in a serious accident, the most important thing is to make sure that you and others involved are OK. However, once you have gotten yourself checked out, it’s time to decide what to do with your damaged vehicle. Talking to your insurance company or with a trusted mechanic may help you decide what the best option is for you.

5 Reasons You Should Quickly Fix Even Minor Repairs Following An Auto Accident

by Carsurfer Admin on 2016/08/29 in Auto Accident with Comments Off

A minor car accident or fender bender is a giant blight on an otherwise busy day. Worse, it’s not an event that only impacts that single day, but can actually have ramifications that lasts for weeks as you work with a mechanic to fix the damages. Sometimes, people decide to skip the repairs and instead keep the money paid by the at-fault driver or insurance company. Let’s take a look at five reasons this might not be such a great idea.

There Could Be Legal Ramifications

If you aren’t technically the owner of the car because you’re still making loan payments, then you are technically responsible for keeping the car in good repair for the actual owner. If the insurance company writes a check for the damage and you cash it, but the check also lists your lender, then you may actually be committing a crime by keeping the money.

You Never Know When You’ll Need to Sell

Most people don’t plan to keep their current cars forever. There will eventually come a day when you want to sell your car or trade it in. Making sure you’ve dealt with all minor repairs will make it easier when it comes time to sell or trade in the vehicle. Buyers are turned off from even minor problems with vehicles, so taking care of repairs quickly can help ensure your car is back to normal and safe to drive again.

Minor Damage Can Turn Into Major Problems

What looks like minor damage to the unskilled eye can actually become a major contributor to bigger problems when it’s ignored. For example, a small fender bender might have also resulted in a small water pump leak that could grow and lead to an engine overheating. Additionally, ignored suspension and steering issues can lead to dangerous wear and tear patterns on tires and poor handling — which in turn can even lead to more accidents. By taking your car to professionals like those at Chehalis Collision Center, you can be sure repairs are done quickly and expertly. By having professionals take a look at the damage, you can prevent major problems that be costly in the end.

You May Miss the Statute of Limitations

A car accident claim, even for minor damages, is not something you can wait forever to file. Each state has its own statute of limitations. Bringing your car in for a quick fix of minor repairs ensures that you get a quote to submit to the insurer well before the statute expires and you’re left holding the bag for auto repairs on your own.

Minor repairs can prevent big problems. They ensure your lender stays happy and that your vehicle is always in the best possible condition for resale. There’s no excuse for skipping such a simple yet vital step in the regular maintenance of your automobile.

6 Tips For Preventing A Serious Car Accident

by Carsurfer Admin on 2016/08/24 in Auto Accident with Comments Off

According to car insurance estimates, the average driver will likely get into a car accident every 17.9 years. Some accidents are fatal, and the ones that aren’t can prove to be financially devastating to those who cannot afford an effective car accident lawyer. In the aftermath of an accident, people find themselves having to pay very expensive medical bills, car repairs and insurance costs. The best idea is to simply avoid serious car accidents. Here is some tips to driving safely on the road.

Make Sure Your Car Is In Good Condition

Poor car brakes can prove to be very dangerous, worn out tires can blowout while still on the road and a poor steering wheel can lead to a loss of control. That is why it is so essential for you to check in with an auto shop every once in a while. Having good car maintenance will ensure that no problems will suddenly occur on the road.

Follow The Rules Of The Road

It is essential for you to always avoid bad driving behavior. Don’t tailgate, don’t switch lanes without using a signal, don’t speed, and always pay attention to the signs of the road. If you are unsure of the laws of the road, read up on them online. These rules were made for a reason, so follow them.

Ignore Your Phone

Car accidents involving calling or texting has increased significantly over the years. Don’t use any electronic device that may distract you. Keep your mind alert and concentrated on driving. It is always terrible to hear about accidents like this especially when they are so easy to prevent. Just don’t do it.

Always Check Blind Spots

Before making a lane change, be sure to turn your head around to physically see what is behind you. In any situation where there is a blind spot, never move the car until you know for certain that the coast is clear. Mirrors are great and all, but it is always a good idea to turn and check for yourself. That can really help avoid a lot of accidents.

Be Aware Of Other Drivers

While you may be a good driver, you can still encounter other drivers that might not be so good. It is essential for you to always be on the lookout for bad driving behavior such as sudden stops, switching lanes without signaling, and tailgating. Keep your eyes on other cars to stay alert and avoid collision.

Don’t Drive Offensively, Drive Defensively

It’s a good idea to always keep a calm, level head while driving. Don’t get into conflicts with other drivers by acting aggressively. You always have to make sure that you are staying calm and patient so that you don’t end up in dangerous driving situations.

Overall, always remember that any risk that you take on the road doesn’t outweigh the benefits of potentially getting into a car accident. Even with the best drivers, road accidents can still happen due to simple mistakes. You can only do your part by driving safely.