All posts in Auto Accident

After the Car Crash: 4 Details You Must Record to Protect Yourself

car crash

Car accidents are a terrifying and traumatic experience. When one happens, you will need to think and act quickly to begin recording details of the car accident to protect yourself during the insurance investigation. Here are some of the most important details you should record.

Damages

Once you’ve ensured that you and your passengers are safe and aren’t in need of immediate medical attention, be sure to exit your vehicle (if able) to survey the damages to your car. While you’re looking over your car, it is vital that you take pictures of the damages your car possesses due to the accident. To protect yourself in the inevitable insurance litigation, it would also be wise to take pictures of the other car involved in the accident. These pictures will serve as visual proof of the true extent of the accident to both insurance companies.

Witness Testimony

Car accident litigation can prove to be a messy and challenging ordeal. To protect yourself during a possible trial or negotiation process, it will be highly beneficial to you to record any testimony from those who witnessed the accident. This sort of situation would most likely fall into the realm of personal injury law. It’s common for the other person involved in the accident to refute your version of events. Sometimes individuals aim to move the blame onto you and thus make you responsible for the financial burden of the accident. Acquiring eyewitness testimony can help to prove your version of events and will help your personal injury lawyer with arguing your case.

Traffic Details

Car accidents can be caused by a multitude of factors, many of which can be attributed to details of the traffic in the area and the traffic signs or notifications. Car accidents do occur because someone ran a red light or didn’t stop at a stop sign. Because of the importance of the traffic signs and notices in the area, it is essential that you record any traffic signs, notices, markings, or lights that are in the area of your car accident. Recording these details may help to prove who was truly at fault for the accident and see that justice is served.

Day, Time, and Weather

These details may not seem important to you at the time of your accident, but recording these small details can help in any upcoming litigation or negotiation regarding financial restitution for your damages. Recording the date and time can help to create a timeline of events leading up to the accident. Recording the weather helps protect you if bad weather happens to be the cause of your accident.

When you experience a car accident, it is right and legal to trade your name, car information, and insurance company information with the other person. Also, record their license plate number as an added precaution.

Car Collision: How to Recover after an Automobile Accident

cracked windshield

You jump in your car, thinking all you have to do is drive to your destination and observe the laws of the road. It may seem pretty simple, but sometimes people forget that car collisions are possible, which can happen when you least expect them. The following are a few helpful tips to help you recover after a car accident.

Medical Attention

Perhaps one of the most important steps to take is to go to the doctor. This is vital, even if you think you are okay because there are times when some injuries do not show symptoms until much later. Have a doctor examine you to make sure that you are okay before taking additional steps; besides, a medical record of this accident could be helpful later on.

Legal Action

The next thing you want to do is make sure you get legal representation. Recovering from this accident is not going to be cheap, so you need to make sure that the party responsible takes care of your expenses. Keep in mind that you might receive medical bills, car repair bills, and you may even lose work due to the accident. You shouldn’t endure these costs on your own and you do not have to.

Car Repairing

Your car needs to recover too. The damage to your vehicle could be extensive, but you have to address the issues head-on as soon as possible. Be sure to hire specialists to deal with your car to make sure it is done right like hiring car windscreen repair specialists to deal with any damaged windows.

Defense Driving

It might be a good idea to take a few defensive driving classes. These classes not only teach you how to avoid accidents but also teach you driving skills to minimize a car accident should you ever be in another one. This class should help give you the confidence you need as a driver and will help make you a more proactive, safe driver that should keep you safe out there. No one wants to imagine this could happen again, but at least you are better prepared now.

Hopefully, some of these suggestions make it easier for you to recover from your car accident. The road to recovery can be long, but the work is worth it at the end. Try your best to be patient because this can take some time.

Car Crash: How to Financially Recover from an Accident with No Insurance

car crash

Auto accidents happen every day to hundreds of people around the world. Fortunately, not every car accident happens in injury and serious loss. However, if you’re trying to recover from an accident with little to no auto insurance, you may have a harder time getting back on your feet. Below, are a few ways you can financially recover from an accident with no insurance.

Create a Budget

If you are unable to file a claim or get a settlement following your auto accident and have a few large bills to pay off, it’s important to create a budget so you can afford to pay them off. First, you should use your emergency funds to see what you can initially pay off, but the leftover money should be reworked into your budget so you can offset the costs. Creating a budget, in general, is important to do so you can cut out useless spending and put more money in your savings account for emergency situations like this in the future.

Take out a Payday Loan

Following a serious car accident, especially if you need to recover from injuries, you should consider taking out payday loans from a place like no credit check cash advance. These kinds of loans are offered by a private lender and give you money before your “payday,” so you have immediate funds. However, if you’re out of work for an extended amount of time due to recovering from injuries, this type of loan can help get you on your feet and help you get on track recovering financially from a serious car accident.

Try Peer to Peer Lending

To help yourself financially recover from a serious accident with no auto insurance, you should consider taking advantage of peer to peer lending or crowdsourcing. For crowdsourcing, fortunately, you don’t have to pay off what is rewarded to you, and you can use platforms like Kickstarter and IndieGoGo. However, if you want to use peer to peer lending, you’ll be paired with a private lender that will offer you cash upfront at a certain interest rate. Going down this road, you’re going to want to look into peer to peer lending platforms like Avant, Prosper, and PeerForm.

Get a Side Gig

A way to finally recover from an accident with little to no risk is to get yourself a side gig that will offer you another source of income. Fortunately, there are plenty of jobs out there that you can do in your free time, such as starting your own business. However, it may be hard to get a driving side gig following a serious accident. But, there are plenty of retail jobs out there that you can apply to. Once you get a side gig, you should then use the extra income to rebuild your emergency savings account and pay the bills from your accident.

Ask for Professional Help

Ultimately, to financially recover from an auto accident, you may need to get professional help from a personal injury lawyer. This professional can help you get some settlement, even if you don’t have insurance. Also, a personal injury lawyer can help represent you in court and fight a slow insurance company on processing your claim. Unfortunately, personal injury lawyers tend to have a bad stigma around them, but they’re essential to recovering from a serious car accident.

It can be challenging to financially recover from an accident with little to no auto insurance. However, with help from this article, you should be able to get yourself back on your feet a little easier. We wish you the best of luck recovering from an auto accident and hope you can get your finances back on track with little risk.

What Every Driver Should Know Prior to Experiencing a Roadside Incident

Being in an accident can unfortunately be a stressful and even painful experience. You may suffer from injuries, and you may deal with emotional distress associated with the accident. Financial issues and legal trouble may also be problems that you need to deal with. You may be able to mitigate some of these potential issues if you’re properly prepared. Here is what you should know before anything happens:

You Need to Call the Police

You have to call the police no matter what. That is true even if you’re involved in a minor fender or if you strike something other than a vehicle. This is because the police will need to determine if any laws were broken. They will then need to prepare a police report. Remember that your insurance company will ask to see a copy of the report when you file a claim. You or the police may also need to call a tow truck, like those from Inproof Towing, Transport & Emergency Services, to the scene.

You May Not Feel Injuries Right Away

Law enforcement officials will ask if you need to receive medical attention from the EMS. Some people may have obvious injuries that clearly require medical attention. In other cases, the shock and adrenaline from the event may mask injuries. In fact, it may even be a day or two before you feel pain. If you are offered medical attention, you should consider getting a checkup just in case.

Your Actions Could Have Legal Consequences

It may seem at first like the other party caused the accident. Yet, you should remember that your own actions may have played a role as well. For example, distracted driving is a leading cause of accidents. This may include talking on the phone, texting, eating, applying makeup, smoking and more. This is just one of many ways that you may have to deal with legal ramifications as a result of the accident.

You Must Carry Proof of Insurance

Regardless of how seemingly minor the accident may be, you need to provide proof of coverage. This is something that you’ll have to show both the police and the other person involved. If you don’t have insurance or if you don’t have proof of coverage available, you may be cited. This can increase the stress that you may feel as a result of your accident.

Accidents and other types of incidents generally occur out of the blue. There is never an ideal time for something like this to happen. That is why knowing the above information prior to such an event is absolutely important.

Crunched Up Your Car? 3 Strategies To Affordably Get Back On Your Feet

If you have been in an accident that resulted in your car being severely damaged or totaled, you could be facing a large repair bill. However, there are ways in which you can repair or replace your vehicle in an affordable manner. Let’s take a look at how you can resolve your transportation issues without spending too much money.

You May Be Able to Repair Your Car Yourself

Depending on the extent of the damage and your experience with cars, it may be possible to do some or all of the repairs yourself. By doing the work on your own, you only have to pay for the parts that you need as opposed for paying for parts and for labor. This could reduce repair costs by hundreds or thousands of dollars, and it may help you feel better about the job being done right.

Deciding Whether to Repair or Replace Your Car

If the cost to repair your car is roughly equal to or more than the cost of a new car, it may be a good idea to consider buying a new vehicle. A new car may come with safety features that can help you get over your fear of driving after your accident.

It may also come with entertainment features that allow you to keep the kids occupied on a long road trip or during the daily commute to and from daycare. However, if you can’t afford to commit to a car payment for more than a year or two, going to a smash repair shop, like http://www.btryan.com.au, may be the better option assuming that the car can be adequately repaired.

How Is the Public Transportation In Your Area?

In some cases, it may not make sense to either repair or replace your vehicle. Instead, it may be best to take the train or a taxi to work each day. If a service like Uber or Lyft is available in your area, you may be able to take day trips to neighboring cities or get home for the holidays without spending too much.

After a serious accident, you may be worried that you won’t be able to afford to fix or replace your vehicle. However, if the accident wasn’t your fault, you should be able to get money either from the person who hit you or your insurance company. Even if the accident was your fault, you may only have to pay the deductible on your policy with your insurance company covering the rest of the cost.