Car Insurance: 3 Benefits to Having Your Own Insurance Agent

Having your own insurance agent is a good way to keep your insurance simple. You may have been happy with service you got from the corporate office, but there is a great deal you can do when you have an insurance agent who is focused on you. These private businesses are there to service customer accounts while also providing assistance to the community at large.

Personalized Service

When you are working with your own insurance agent, they know you inside and out. They are able to keep up with you, and they know what your specific needs are. When you call them because you have purchased a new car, they know that you likely want the same insurance as you did before. When you have kids, they know that you need comprehensive coverage for the family car. They may also recommend collision coverage for the car you drive to work so that you can save money (Source: Meyer’s Insurance Ltd.).

Something that can’t be stressed enough is that having an insurance agent personalized. They can help you anytime with any issues that you may be having with your insurance. With that said, many people are getting their insurance online now which often takes away the benefits of having a personalized agent. Dealing with insurance on your own and over the internet can be complicated and confusing. There is no personal touch with it that an insurance agent can provide. Also, the quality of customer service tends to be lower online than with your own agent.

Savings

Most people who are looking for savings will only get those savings from their local agent. The local agent spends most of their time trying to figure out how to save money for their customers. The agent makes commission on each policy, and they need to make sure that all customers retain their policies. If the agent is able to save you money, you are more likely to stay with them.

The agent also knows all of the discount programs that are specific to your job, your area or the size of your family. You get personalized service from someone who is spending all day trying to help people just like you. Your insurance agent will disclose any and all discounts that are available to you, but don’t be afraid to inquire about other discounts that you may not yet be able to qualify for as your agent will give you information about how to be able to qualify for those discounts as well.

They Are Close

The local insurance agent has an office in your community that you can visit at any time. The local insurance agent also has a phone number you can call directly. You never have to wait for a customer service agent to answer the phone, and you do not need to wait for someone to get back to you. The insurance company is not distant from you, and you know that other people in the community can give you extra information about working with the agent.

When you are working with your own insurance agent, you will find that you save more money, get better service and better policies. The local agent is committed to you and your community. Also, the local agent knows how to help you get just the insurance you need.