Five Car Repairs You Can Do On Your Own

by Carsurfer Admin on 2013/06/05 in Auto Repair with Comments Off on Five Car Repairs You Can Do On Your Own

There are plenty of perks to owning a car. Whether you are commuting to work or headed out for a night on the town, a car makes traveling a lot easier. Unfortunately, the expense of mechanical repairs can begin to put a huge dent into your budget. The good news is that there are quite a few car repairs that you can do yourself. Here are five car repairs that you can do on your own.

Air Filter Replacement

Shockingly, some automotive repair shops charge $75 dollars or more just to replace the engine’s air filter. Believe it or not, most air filters can easily be replaced in 15 minutes or less. By simply removing a few screws, the dirty air filter can be swapped out for a new one. The only tool that is required is a basic Phillips or flathead screwdriver.

Replace Coolant Hose

Over time, coolant hoses are susceptible to becoming brittle. In some instances, the hose may suddenly burst due to the tremendous amount of pressure. Instead of paying hundreds of dollars to a mechanic, you can do it yourself. Most hoses are attached with uncomplicated clamps, so very little mechanical skills are needed. The most important aspect is selecting the correct size hose.

Check Engine Light Diagnosis

Some drivers cringe in fear of an illuminated check engine light. Although a check engine light certainly warrants some concern, it could be something as simple as a loose gas cap. Every car owner should purchase a code reader for their vehicle. By hooking the code reader up to the diagnostic port under the dashboard, you will be able to determine the cause of the CEL.

Rotate the Tires

In less than an hour, you can rotate your tires. Although the process is relatively simple, you must remember to take all of the necessary safety precautions. The equipment needed for the job includes a hydraulic jack, jack stands, and a lug wrench. Although some people use the spare jack that comes with the vehicle, a hydraulic floor jack is far safer. A reliable tire finder will help you to locate new tires if needed.

Changing Spark Plugs

Changing the spark plugs may seem quite challenging, but it is actually fairly easy. With the assistance of a spark plug gap tool and a spark plug wrench, you will be able to complete the task. The most important thing to remember is to only change one spark plug at a time.

Stop Right There – All about Brakes

by Carsurfer Admin on 2013/04/09 in Brakes with Comments Off on Stop Right There – All about Brakes

When it comes to safety and security on the road, nothing trumps your car’s braking system. However, despite its importance, few people really understand their braking system. Do you have disc brakes on all four wheels? Do you have ABS? Do you have drums on the rear? Do you know what those terms mean? Chances are you may have some passing familiarity with brakes, but you may not know the full story. Read on to learn more.

Brakes, Brakes and More Brakes

When it comes to braking systems, there are several solutions used by automakers. These include both disc and drum brakes.

Disc – Disc brakes are probably those you’re most familiar with. These systems use a disc-shaped rotor (hence the name), in conjunction with a caliper and brake pads. Disc brakes can be found on just the front wheels of cars or on all four wheels.

Drums – Once upon a time, drum brakes were the only option out there, but that changed some time ago. This really is older technology, but it’s still around today. You’ll find drum brakes in use on a wide range of vehicles, mostly on the rear wheels. Cars, trucks and vans can (and usually do) have drums in the rear and disc brakes on the front, unless the vehicle is noted as having 4-wheel disc brakes. Drums are very different from disc systems, and use a metal drum and brake shoes rather than a rotor and brake pads (the shoes push on the inside of the drum to slow the car).

ABS – ABS is not technically a standalone braking system. It stands for anti-lock brakes, and is a system designed to prevent wheel lockups from happening. For instance, if you’re driving down the interstate and have to slam on your brakes, the ABS system will keep your wheels turning, rather than allowing them to lock up and your car to skid. ABS is essentially a safety system. They’re found on disc brake systems, but that doesn’t mean that just because a car has disc brakes, it has ABS – the two are not mutually exclusive and you’ll find both ABS-enabled disc brakes and non-ABS systems on new cars rolling off the assembly line today.

How to Spot Wear

Spotting wear on your brakes can be tough to do (it’s impossible on drum brakes without taking the drum apart, by the way). For disc brakes, the best way to check your brake wear is to use a flashlight to gauge the pad thickness remaining by looking through the spokes of the wheel. It’s easier if you have the wheel off, though. You can also look for signs of wear on the rotors. Visible grooves are a definite sign of serious wear. Perhaps the simplest way to keep an eye on your brake wear is to have them inspected at every oil change and tire rotation – the mechanic should not charge for a simple brake inspection.

Change Them Yourself

If you’re a bit frugal and find that you need to change your brakes, doing it yourself can be a wise move. Most mechanic shops are going to charge much more than the price of the replacement pads, but if you have a little bit of extra time and a few basic tools, you can usually do this on your own at home.

Make sure you have a set of jack stands and tire chocks, though. You’ll also need a little bit of basic knowhow. As a note, if you have never changed brake pads before or don’t have access to a manual, doing it on your own might not be a good idea.

Your brakes are vital to road safety – make sure they’re in good condition at all times.

Don Elfrink is the owner and operator of AutoMatStore.com, a company selling auto mats throughout the nation. Before AutoMatStore, Elfrink was the operator of an automotive production site. AutoMatStore focuses on logo, carpeted, molded and all weather floor mats.

7 Used Car Buying Tips

by Carsurfer Admin on 2013/03/26 in Used Autos & Trucks with Comments Off on 7 Used Car Buying Tips

You are in the market for a car, a used car at that. With new car prices averaging more than $30,000, buying used can be a terrific option for many consumers. Used cars have already lost a significant amount of depreciation with some newer models still under warranty. Keep in mind the following seven tips when shopping for a quality, used car.

1. Know your price.

How much car can you afford? Determine your spending limit and look for vehicles that come in below that amount. Your price should include your down payment as well as your monthly loan payments. Add in taxes, tags and your registration fees. Keep your total amount within line of your budget limit.

2. Choose your vehicle type.

What kind of vehicle do you need? Your heart may say sport coupe or luxury sedan, but your needs may be SUV. Stick with only the vehicle type that you will be happy with driving. Also consider your trim level or the amenities you need such as a navigation system, a moonroof or fancy wheels. The type of vehicle you buy will affect your insurance costs. Contact your auto insurer before you begin shopping to learn how these costs might affect you.

3. Consider your seller types.

You can buy a car from a variety of people and sources. There are new car dealers selling used cars, used car folk that sell late-model used cars, private parties and government auctions. If you want a certified used car, then a new car dealer is the way to go. If you’re looking for a bargain, then a private party will offer the best deal possible. Used car dealers may have the highest markups while government auctions tend to focus on fleet models with high mileage.

4. Reach out to the buyer.

You can locate buyers online, in newspaper ads or on the street. If you find a vehicle that you like, contact the buyer. Arrange to see the car during daylight hours and give yourself ample time to look over the car.

5. Test drive and inspect.

Look at the car closely, inspecting it inside, outside and under the hood carefully. Lift the carpeting to look for signs of water intrusion. Pop the hood and inspect the engine for leaks. Examine the body for scratches, dents and repairs. Find out if equipment is missing or has been replaced — ask the seller why. Take the car for a test drive, listen carefully for telltale signs of trouble and have your car inspected by your mechanic. Do a VIN check through the National Insurance Crime Bureau to verify that the vehicle has not been stolen.

6. Negotiate a deal.

Find out what a car is worth by obtaining its retail value. You can discover that information by visiting Kelley Blue Book’s website and plugging in the information. The dealer’s price may be much higher than the retail price — your goal is to work on getting the best price possible for your ride. Start off low and be prepared to meet the seller at a mutually satisfying middle ground.

7. Arrange for financing.

You will save money by shopping around for a used car loan. Banks and credit unions offer them — talk to your banker or union representative to find out what deals are available to you. Keep financing out of the price negotiation process. Interest rates on used car loans are low for those consumers with very good credit and for those who offer up a large down payment.

Purchase Considerations

Buying a used car can save you money over a new car purchase. It can cause you to lose money if you hurry the purchase and are sloppy with your research. Take time shopping for a car and avoid the typical pressure tactics. You’re making an important investment, one that you may have to live with for many years.

Author Information

Darren likes to spend most of his time restoring classic cars back to their former glory and when he is not working on motors, he finds writing about them both relaxing and fulfilling. He knows firsthand that buying a used vehicle can be tricky and would advise anyone looking for one to always have the necessary car history checks carried out in advance.

All New Chevrolet Impala Elevates the Bow-Tie Brand

by Carsurfer Admin on 2013/03/21 in Chevrolet with 1 Comment

Chevrolet is GM’s signature brand, accounting for nearly 70 percent of the company’s sales and more than half of those sales globally. Its flagship sedan, the Chevrolet Impala is all new for 2014, a front-wheel drive model that comfortably seats five. This 10th generation model is the most advanced one yet, completing an important styling turn around that began more than five years ago.

Top Sedan

The iconic Impala is the best-selling vehicle in its segment a position it has held for 10 years running. The new model provides a more muscular frame, one that reflects positively on the bow-tie brand and complements existing models such as Camaro and Malibu. Impala competes against the Ford Taurus, Dodge Charger, Nissan Maxima, Toyota Avalon and Hyundai Azera.

The 2014 Chevy Impala features a long, proportioned hood with projector-beam headlamps, a broad grille and wide swept corners. Its sculpted body lines are what you would find on today’s luxury sedans, demonstrating that Chevrolet is placing emphasis on passenger comfort. A shortened deck lid gives the sedan a sporty persona, but that look does not come at the expense of the 18.8 cubic feet of trunk capacity.

Cabin and Frame

Inside, the cabin is bright, well appointed and spacious. Chevrolet makes much use of soft touch materials and bright work trim to convey a premium look and feel. The Impala’s dual cockpit interior is in stark contrast to the more sedate layout previously offered, and features a sporty instrument cluster and an integrated 4.2-inch color display. An 8-inch touch screen navigation system occupies the center stack, an arrangement that includes Chevrolet MyLink with higher end models.

The Impala’s frame is stiffer, a move that improves handling and ride. The cabin is quieter than the outgoing model, with noise cancellation technology and sound deadening materials shouldering much of that task. Narrower A-pillars and an instrument panel placed lower help bring in more natural light, the seats offer improved bolstering and firmer surfaces.

Engine Choices

The new Impala offers three engine choices including its first-ever four cylinder engines. Your choices include a 3.6-liter V-6, making 305 horsepower at 6,800 rpm and 264 foot-pounds of torque at 5,300 rpm. A 2.5-liter four cylinder delivers 196 horsepower at 6,300 rpm and 186 foot-pounds of torque at 4,400 rpm.

Later in the model year, a 2.4-liter four cylinder engine will be available with a special edition eAssist model, a partial hybrid. This model makes 182 horsepower at 6,200 rpm and 172 foot-pounds of torque at 4,900 rpm. Notably, it is expected to achieve a segment leading 35 mpg. Every Impala engine is paired with a six-speed Hydra-Matic automatic transmission.

Model Dimensions

The 2014 Chevrolet Impala sits on a 111.7-inch wheelbase and measures 201.3 inches long. This sedan is 73 inches wide and 58.9 inches tall. Its front track measures 62.2 inches, its rear track comes in at 62 inches.

Front head room measures 39.9 inches to 37.4 inches in the back. Front legroom is 45.8 inches to 39.8 inches in the rear. Front shoulder room is 57.9 inches to 56.9 inches in the rear. Front hip room is 54.9 inches to 54.1 inches in the rear.

Total passenger volume is 105 cubit feet. This model has a towing capacity of 1,000 pounds and it comes equipped with a 18.5-gallon fuel tank. Choose the eAssist model and towing is not recommended; a 15.8-gallon fuel tank is standard.

Author Information
Justin Smith is an avid blogger and contributor to ChoiceApplications.com, a leading fleet management software company in the trucking industry.

Photo courtesy of General Motors Company.

Why Auto Loan Refinancing Makes Sense

by Carsurfer Admin on 2013/03/04 in Auto Financing, Uncategorized with Comments Off on Why Auto Loan Refinancing Makes Sense

Consumers have been refinancing their homes for years, keeping track of mortgage rates and seeking out new loans as interest rates fall. That sort of thinking can also be applied to auto loans, a consumer loan that can prove costly when rates are high. Unlike home refinancing that requires mounds of paperwork, auto loan refinancing can usually be completed within mere days.

Auto loan refinancing may make sense for you provided the following has taken place since you took out your loan.

1. Your credit history has strengthened.

Some car shoppers get saddled with high interest rate auto loans because their credit scores were low. Interest rates for car loans are based on a number of factors, with your credit history a huge consideration. If your credit score is now very good or excellent, then you should qualify for a lower interest rate loan. Obtain your credit reports from AnnualCreditReport.com and pay the fee to get your credit score.

2. Loan rates have fallen.

Not only has your credit outlook improved, but loan rates on cars have dropped. Perhaps you got a loan through a financing company and have since joined a credit union. Your new financial institution may offer low-rate refinancing, enabling you to save money.

3. Your finances are better.

Besides an improved credit score and lower interest rates, your personal finances may be better. If that is the case, you may be able to turn that six-year new car loan into a two- or three-year used car loan. You can do this by paying off part of the old loan and refinancing the balance. Your monthly rate may actually come in higher, but you may be able to shave a year or two off of payments, saving you money.

4. Consider your home equity.

Some consumers have discovered that paying off a car loan with their home equity makes sense. Under this arrangement, you take money out of your home and use it to pay off your car. The advantage here is that your monthly payments are lower. The disadvantage is that it may take you several years longer to pay off your car.

Refinance Considerations

Inasmuch that auto refinancing can lower your payments, reduce your interest rates and save you money, there are so matters to consider as you shop for a loan. Keep these in mind as your explore your options.

First, what is your car worth currently? Unlike homes that usually appreciate, cars lose value. Therefore, there is a possibility that you owe more money on your car then it is worth and that means you will have to come up with some cash to make up the difference. Check out Kelley Blue Book for its current value. Contact your lender to find out what the pay off amount is for your current car loan.

Second, some loans have built-in prepayment penalties that must be handled before you can get out of a loan. You may be required to pay back the full amount of the loan plus interest to get out of the original loan despite paying if off ahead of time. Familiarize yourself with your sales contract and its financing clauses.

Another Approach

If you are turned down for refinancing or find that the savings are not as robust as you had hoped, there is another option: paying down your current loan as quickly as possible. Here, you will still make your monthly payments, but you may be able to double up your payments or at least add more payments during the year. Only take this option if you believe that you can afford putting out more money each month in a bid to put your auto loan behind you.
Author Information

Jenny Willis is a professional blogger that enjoys providing consumers with personal finance advice. She writes for Purechecks.com, a leading check printing company of designer personal and business checks.

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